The rent they already paid could boost their credit.
Your applicant didn't qualify today. Refer them — up to 24 months of past rent payments, documented and reported, so they can come back stronger.*
*Results may vary. Reporting does not guarantee a specific score change, approval, or rate.
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Tell us about your business — we'll follow up to set up your partner account and referral code.
Don't lose the deal because of credit.
Behind every decline is someone who's been paying rent on time for years. That history can finally count for something.
Get startedQuestions, answered.
ReportRent is a referral program that helps eligible applicants document and report past rental payment history. Businesses like mortgage brokers, auto dealers, leasing companies, and real estate professionals refer applicants using a unique referral code, and ReportRent handles the applicant-facing process on its own platform.
Mortgage brokers, auto dealers and auto finance, leasing companies, real estate professionals — and any business that works with consumers where credit history may impact an important financial decision.
Applicants who may benefit from documenting their rental payment history — including customers who were declined, approved at terms they didn't want, or who want to build their financial profile before applying again. Referrals are subject to the program's eligibility requirements.
Yes, subject to the program's eligibility requirements.
You receive a unique code with your partner account. Your applicant enters it as their Application ID when starting a new application, which links them to your account. You get confirmation and basic status tracking; the applicant is notified once the referral is confirmed.
Up to 24 months of eligible past rental payment history.
The applicant's part takes about 10 minutes. After the required information and documentation are submitted, estimated processing may be approximately 30–45 days, subject to the specifics of the application.
It may — that's the goal of reporting positive rent history, and some applicants have seen increases of up to 60 points — but results vary and nothing is guaranteed. Reporting rental payment history does not guarantee a specific change to a credit score or credit profile, loan approval, an interest rate, or any other financial outcome.